Total Homeowners
1,844
1,559 active
Refi Opportunity Volume
$52.2M
94 opportunities
Est. Commission
$783K
from refi pipeline
Closed This Year
35
$10.9M volume
Quick Actions
Rate Snapshot
View Details30YR Fixed
6.11%
-0.03%
15YR Fixed
6.00%
-0.02%
FHA 30YR
6.25%
+0.01%
VA 30YR
6.00%
-0.05%
Recent Activity
View AllStanton Massey opened equity report
2 hours ago
Julia Carnahan closed — Purchase $385,000
Yesterday
Rate drop alert: 30yr dropped below 6.15%
Yesterday
Call with Melissa Newman — 1,503 reports active
2 days ago
Meeting: Stacia Hudson — Orchard Brokerage review
3 days ago
Production Breakdown
Manage Pipeline35
Closed
Purchase 29
Refinance 5
Other 1
Engagement Overview
Reports Sent
1,398
Emails Opened
1,409
Reports Viewed
281
Engagements
9
Open Rate
100.8%
View Rate
20.1%
Engagement
0.6%
Top Refinance Opportunities
View All 94🏠
Stanton B Massey
1037 Sun Ridge Drive, Flower Mound, TX 75028
Home Value $518,700
Net Equity $455,283
Current Rate 6.90%
New Rate 6.35%
Monthly Savings -$555/mo
72
🏠
Marcus D Williams
4521 Harvest Glen, McKinney, TX 75071
Home Value $425,000
Net Equity $312,500
Current Rate 7.25%
New Rate 6.11%
Monthly Savings -$412/mo
54
🏠
Angela R Thompson
812 Creekside Lane, Arlington, TX 76013
Home Value $375,000
Net Equity $285,000
Current Rate 7.50%
New Rate 6.25%
Monthly Savings -$387/mo
68
Power Hour
Daily Action PlanHormozi says massive action = massive results. Belfort says state first, then action. Cardone says 10X everything. Here's your daily non-negotiable.
4C Protocol: Certainty, Clarity, Confidence, Courage. Read vision statement. Power pose. Review wins. Set daily intention.
10 outbound calls minimum. 5 refi opportunities + 5 agent outreach. Use Straight Line scripts. Smile while you dial.
Follow up on every open conversation. Cardone Rule: Follow up until they buy, die, or get a restraining order. Check pipeline stages.
1 social post (use generator). 5 personal texts to past clients. Hormozi: give away the secrets, sell the implementation.
Lost Opportunities
0% Loss RateDead Deals
0
Lost Volume
$0
Lost Commission
$0
Total Homeowners
1,844
Active Reports
1,559
Emails Opened
1,409
Report Views
281
| Homeowner | Address | Partner | Home Value | Mover Score | Sent | Opened | Viewed | Status |
|---|
Refi Opportunities
94
Purchase Prospects
5
2 very likely
Getting Ready to Move
21
Purchase Volume
$1.59M
Connected Agents
0
Total Homeowners
0
Active Reports
0
Agent Partners
| Agent | Brokerage | Phone | Active Reports | Homeowners | Status | Actions |
|---|
Partner Growth
Database Growth (Last 12 Months)
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Partner database growing steadily throughout 2025
30YR Fixed
6.11%
-0.03% today
Fed Funds Rate
4.50%
Held steady
TX Active Agents
90,411
TX Active LOs
35,970
Current Rates
30YR Fixed
6.11%
-0.03%
15YR Fixed
6.00%
-0.02%
FHA 30YR
6.25%
+0.01%
VA 30YR
6.00%
-0.05%
Jumbo
6.45%
-0.02%
5/1 ARM
5.85%
-0.01%
Rate Alerts
30yr Fixed dropped below 6.15% threshold
Today at 9:00 AM
VA 30yr at 6.00% — lowest in 3 weeks
Today at 9:00 AM
Rate summary sent to 94 refi prospects
Yesterday
Rate Charts
Powered by TradingViewTexas Market Overview
TX Sales Volume
$270.3B
621,848 sales
TX Loan Volume
$138.1B
425,200 loans
Active Agents
90,411
Active LOs
35,970
Program Matcher
Enter borrower details to find the best Supreme Lending programs.
Call Script Generator
Generate personalized scripts for any scenario.
Social Media Generator
Meeting Prep
Objection Handler
Straight LineHandle any objection using Belfort's 5-step Looping System. Select the objection and get your response framework.
Pre-Call State Manager
Peak StateBelfort's 4C State Management ritual. Run this before every important call or meeting.
The 4C Peak State Protocol
4-Second Rule Reminder:
The first 4 seconds determine everything. Sound sharp, enthusiastic, and like an expert. Smile while you dial — they can hear it.
The first 4 seconds determine everything. Sound sharp, enthusiastic, and like an expert. Smile while you dial — they can hear it.
Tonality Check:
Match your tone to your goal: Certainty for presenting rates, Sincerity for building trust, Scarcity for creating urgency, "I care" for discovery questions.
Match your tone to your goal: Certainty for presenting rates, Sincerity for building trust, Scarcity for creating urgency, "I care" for discovery questions.
Active Pipeline
0
Pipeline Volume
$0
Closed YTD
0
Funded Volume
$0
Pipeline Stages
| Borrower | Property | Loan Type | Amount | Stage | Agent | Days | Actions |
|---|
Monthly Payment
Estimated Monthly Payment
$2,125
P&I Only — Does not include taxes, insurance, or MI
Refi Savings
Monthly Savings
$248/mo
$2,976/year | $89,280 lifetime
Buydown Comparison
Year 1 Payment
$1,773
at 4.50% (2% below note rate)
Year 2: $1,939 (5.50%) | Year 3+: $2,108 (6.50%)
Affordability Calculator
Maximum Purchase Price
$428,500
Quick Reference
2025 Conv Limit
$806,500
FHA Limit (Dallas)
$531,300
TX Cash-Out LTV
80% Max
USDA Guarantee
1.0%
DTI Calculator
Front-End
25.0%
Back-End
34.5%
Within Conv/FHA guidelines (50% max back-end)
PITI Calculator
Total Monthly Payment
$2,812
Principal & Interest$2,212
Property Taxes$450
Homeowner's Insurance$150
MI/PMI$0
HOA$0
FHA MIP / VA Fee
Upfront MIP (1.75%)
$6,125
Financed Loan Amount$356,125
Annual MIP Rate0.55%
Monthly MIP$163
Amortization Schedule
Monthly Payment
$2,212
Total Interest
$446,247
Total Cost
$796,247
Payoff Date
Feb 2056
| Year | Beginning Bal | Annual P&I | Principal | Interest | Ending Bal |
|---|
DSCR Calculator
DSCR Ratio
1.15
Qualifies for DSCR programs (1.0+ required)
Net Rental Income$2,660
PITIA (Total Payment)$2,698
Monthly Cash Flow-$38
Rent vs Own
After 7 Years
RENTING COST
$199,742
EQUITY BUILT
$151,280
Home Value (Year 7)$498,523
Remaining Balance$327,243
Net Wealth Advantage+$151,280
Closing Costs Estimator
Estimated Closing Costs
$11,780
Origination (1%)$3,600
Appraisal$550
Title Insurance$2,530
Escrow/Title Fees$1,500
Recording & Transfer$300
Prepaids (Est.)$3,300
Seller Net Sheet
Gross Sale Price
$450,000
Total Costs$0
Mortgage Payoff$0
Estimated Net Proceeds$0
Cost of Waiting
Price Increase (6 months)
$0
Additional Monthly Payment$0
Additional Interest (30yr)$0
Total Cost of Waiting$0
Equity Gained
Total Home Equity
$0
From Appreciation$0
From Principal Paydown$0
Growth Per Year$0
Investment Property Analyzer
Cap Rate
0.00%
Cash-on-Cash Return0.00%
Monthly Cash Flow$0
NOI$0
DSCR0.00x
10-Year Projection:
Year 1Equity: $0
Year 5Equity: $0
Year 10Equity: $0
ARM vs Fixed Rate
Fixed Monthly Payment
$0
ARM Year 1 Payment$0
ARM After Adjustment$0
Total Savings (Fixed Period)$0
Recommendation—
Blended Rate Calculator
Weighted Blended Rate
0.00%
1st Mortgage Payment$0
2nd Mortgage Payment$0
3rd Lien Payment$0
Combined Monthly Payment$0
Refi Guidance: New rate should be lower than blended rate to make sense
Refi Comparison
Proposed Single Payment
$0
Current Combined Payment$0
New Payment$0
Monthly Savings$0
Active Campaigns
4
Emails Sent (30d)
847
+12% vs last month
Open Rate
42.3%
Industry avg: 21%
Click Rate
8.7%
+2.1% vs last month
Active Campaigns
Home Anniversary
Active
3-email sequence: Anniversary greeting, equity snapshot, strategy call invite
1,559 enrolled
127 emails this month
Open rate: 48.2%
Birthday Email
Active
2-email sequence: Personal birthday wish, special rate review offer
1,844 enrolled
156 emails this month
Open rate: 52.1%
Mover Alert
Active
12 postcards over 12 months to potential movers
21 targeted
4 postcards sent
Refinance Reminder
Active
Automated emails when rates drop below client thresholds
94 prospects
94 emails queued
Trigger: 30yr < 6.00%
Campaign Performance (30 Days)
| Campaign | Sent | Opened | Clicked | Replies |
|---|---|---|---|---|
Home Anniversary |
127 | 48.2% | 12.3% | 8 |
Birthday Email |
156 | 52.1% | 9.6% | 14 |
Mover Alert |
21 | — | — | — |
Refinance Reminder |
0 | — | — | Waiting for rate trigger |
Upcoming Sends
Stanton Massey — Home Anniversary (3 years)
Tomorrow, 9:00 AM
Karen Mitchell — Birthday Email
Feb 15, 9:00 AM
David Park — Home Anniversary (1 year)
Feb 17, 9:00 AM
Lisa Rodriguez — Birthday Email
Feb 19, 9:00 AM